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The Texas law that stops tax foreclosures instantly (if you know about it)

Every month, I encounter hundreds of true stories of distressed property ownership in my work as an asset recovery and protection specialist. Here's one that demonstrates how powerful the right information can be:
A retiree was facing foreclosure on the only home he'd ever owned — his late father's legacy
Despite making payments for years, the tax debt had spiraled beyond his reach
A 15-minute conversation revealed a solution that had been available all along
Knowledge of property rights and tax benefits can mean the difference between losing your home and protecting it for generations. At Piedmont ARP, we offer free consultations to help property owners understand their options.
Note: While this story is based on real events, some details have been changed to protect the privacy of the individuals involved.
Free Consultation Don't let lack of information cost you your property. Schedule a free 15-minute consultation with Piedmont ARP today.
When Time Runs Out
Martin's hands trembled as he read the court documents. The $30,000 tax bill might as well have been $3 million. At 66 years old, he was about to lose the only home he'd ever owned — the house his father had left him, where he now lived with his son James.
"My siblings all have their homes paid for," Martin explained, his voice heavy with worry. "But I'm new to this. When my father passed away and left me the house, I didn't know what I was supposed to do."
Years of Struggle
They had tried everything. Martin had completed one payment plan with the tax office, paying over $3,000. But new taxes kept accumulating. Despite faithfully making $150 monthly payments, the total had ballooned to over $30,000.
Now, with both him and James unemployed after an economic downturn, their situation seemed hopeless. Martin had worked in cleaning services his entire life, and James had been helping with bills until losing his own job.
Each day brought them closer to losing their home.
The Turning Point
That's when Martin made the call that would change everything.
In a free 15-minute consultation, he learned about a powerful tax benefit program available to Texas seniors — one that could have prevented this entire situation. As a homeowner over 65, Martin qualified for a tax deferral that would:
Stop all tax collection activities immediately
Prevent any foreclosure proceedings
Defer future tax payments while he lives in the home
A Clear Path Forward
There was just one small hurdle: Martin needed to get the house properly titled in his name, as it was still in his late father's name. But even this seemingly complex legal issue had a straightforward solution — a much simpler and less expensive process than a full probate proceeding.
"I appreciate this information," Martin said, his voice lighter now. "I just want to be able to come to the table with options."
Armed with knowledge about the tax deferral program and the steps needed to claim it, Martin and his son now have a clear path to save their home — all because of one conversation with the right person.
If you or someone you know is facing property tax challenges, reach out to Piedmont ARP. Getting the right information at the right time can change everything.
🤔 What's your take? Martin's story isn't unique — thousands of Texas seniors could benefit from this program. Should tax offices be required to proactively notify seniors about tax deferrals? Reply to this email and let me know your thoughts!